Investment Advisory and Asset Management
With the wide variety of investments available today, our focus is on developing and managing a portfolio that reflects your goals, both long and short-term. Our recommendations are based upon on your objectives, current financial position, time horizon, tax situation and other distinguishing factors. Your portfolio will be diversified with the goal of protecting against the risks of recession, flexible enough to accommodate sudden liquidity needs, and tailored to your level of risk tolerance.
Long-range planning today will help seek to ensure that your income will last throughout your lifetime. We analyze your current financial situation and projected retirement income, taking into account your desired retirement lifestyle and goals. Your plan may include 401K plans, IRAs, SEP IRAs and other investments designed to grow your assets for a secure financial future.
We work closely with you and other professional advisors to provide the perspective you need to make estate planning decisions for you and your family. We will also recommend strategies to reduce estate taxes, plan for charitable giving and ensure that your wishes will be carried out.
Insurance is an essential part of protecting wealth and providing long-term security for you and your loved ones. As stewards of your financial well-being, we can review your current policies, discuss your needs and concerns, and make recommendations for life, health, disability and long-term care insurance. We can determine the appropriate level of coverage for you and find cost-effective policies that manage risk while giving you peace of mind.
Taxes are generally the single largest yearly expense for most households. With our thorough understanding of tax rules and procedures and how they relate to your overall financial picture, we will help you plan ahead and utilize an efficient method of tax reporting. As part of our comprehensive financial services, with our in house CPA will prepare your annual or quarterly tax returns. We also provide bookkeeping and accounting services to small businesses.